Microsoft Copilot Pricing (2026)
FreeVerified July 8, 2026
Microsoft Copilot plans at a glance
| Plan | Price | What you get / limits |
|---|---|---|
| Free | Free | GPT-powered chat in Windows, Edge, Bing and the Copilot app, limited daily image generation |
| Microsoft 365 Premium | ~$19.99/mo | Replaces the retired Copilot Pro; Copilot in Word/Excel/PowerPoint/Outlook, priority model access, plus full Microsoft 365 apps and up to 6TB storage |
| Copilot Business | From $18-21/user/mo | For teams under 300 seats; adds admin controls and commercial data protection |
| Copilot Enterprise add-on | $30/user/mo | For larger organizations already on Microsoft 365 E3/E5 |
Prices are verified against the official pricing page (last checked July 8, 2026) and may change - always confirm on the vendor site before subscribing.
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Frequently asked questions
How much does Microsoft Copilot cost?
Microsoft Copilot starts at Free. Paid tiers range from ~$19.99/mo (Microsoft 365 Premium) up to $30/user/mo (Copilot Enterprise add-on). All prices below were checked against the official pricing page.
Does Microsoft Copilot have a free plan?
Yes - see the Free tier above. Free tiers typically limit usage volume, features or commercial rights, so check the notes column before relying on it for client work.
What hidden costs should I watch for?
Check usage credits or quota resets, per-seat charges for teams, commercial-rights gates on lower tiers, and separate API billing - these are the most common ways a low headline price grows in practice. The notes column above records the limits we verified per plan.
Want the full picture? Read the complete Microsoft Copilot review or compare the best Microsoft Copilot alternatives.